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UPI engagement report

@UPI_NPCI - 226K followers on X

Measured over 58 original posts from a 30-day window, last computed on October 1, 2026.

Engagement

Bottom quarter for its size
Per follower
0.011%
of 226K followers
Per impression
0.566%
4.2K views on a typical post
Reach
1.88%
of its followers see a post
Typical post
24
interactions (median)
Saved
0.047%
2 bookmarks on a typical post
Posting rate
2.3/day
active 77% of days
Peak time
14:00 UTC
Wednesday

A typical post picks up 24 interactions against 226K followers, an engagement rate of 0.011%. Measured over 58 original posts, its engagement rate beats 24% of 20,444 tracked accounts of a similar size. That is a reason to look at how the audience behaves - reply depth, saves, whether the followers are recent - rather than a conclusion about it on its own. Posts are seen about 4.2K times each, and 0.566% of those impressions turn into an interaction. That is about 1.88% of the follower count, which is the gap between an audience on paper and an audience in a timeline. Posting runs at about 2.3 posts a day over the last 30 days, with activity on roughly 77% of days. Most posts go out around 14:00 UTC, and Wednesday is the busiest day of the week. Of the 58 posts sampled, 97% carry an image or video and 29% link out. The account's strongest tracked post pulled 4.8K interactions, about 199x its own typical post. Recurring topics include #upi, #upichalega, #digitalpayments.

Measured over 58 original posts from a 30-day window, last computed on October 1, 2026. Recurring tags: #upi, #upichalega, #digitalpayments.

Compared with accounts its own size

UPI's engagement rate beats 24% of the tracked X accounts closest to it in follower count (20,444 accounts, accounts of similar size (decile 9 of 10)). A percentile is spread evenly by construction, so 50 really is the middle of that group and 90 really is its top tenth.

On engagement per impression rather than per follower it beats 29% of the same group. When those two numbers disagree, the gap is about how far its posts travel rather than how people react to them.

Where this sits in the catalog

At 0.011%, UPI sits above the 10th percentile of the 205,261 accounts in this comparison. That places it in the bottom 25% band, which runs below 0.024%.

p100.004%
p250.024%
p50 (median)0.143%
p750.678%
p902.55%
p9982.4%
Engagement rate as a share of followers, across the 205,261 accounts we have scanned enough to measure. The axis is logarithmic, because the top and bottom of this population are about 22,894 times apart and a linear axis would flatten everything below the median into a single point.
Show the percentile table
Engagement rate percentiles
PercentileEngagement rate
10th percentile0.004%
25th percentile0.024%
50th percentile0.143%
75th percentile0.678%
90th percentile2.55%
99th percentile82.4%

This ruler is the whole measured catalog, not a size-matched group: it shows where the raw rate falls across every account we can measure, all of which are large. For a like-for-like comparison, read the size-band percentile above instead. See how the bands are built

Posting timing

This account posts most often around 14:00 UTC, and Wednesday is its busiest day of the week. The bars below are the catalog-wide pattern, with this account's own busiest slot marked. They do not show how this account performs at each hour: we keep one aggregate per account, not one per hour, so that measurement does not exist in our data.

Engagement by hour posted, UTCTwenty-four bars, one per UTC hour. Each bar shows how posts published in that hour compare with their own authors' median engagement. Bars above the centre line ran higher than the median, bars below ran lower. A marker flags Busiest hour: 14:00 UTC.
0003060912151821
Above the authors' own mediansBelowScale: plus or minus 111%Busiest hour: 14:00 UTC
Show engagement by hour posted, utc as a table
Engagement by hour posted, UTC
Hour (UTC)Vs author medianPosts
00:00 UTC-1%89K
01:00 UTC-2%90K
02:00 UTC-3%88K
03:00 UTC-4%94K
04:00 UTC-5%76K
05:00 UTC-4%75K
06:00 UTC-5%86K
07:00 UTC-5%93K
08:00 UTC-4%108K
09:00 UTC-4%124K
10:00 UTC-3%129K
11:00 UTC-3%141K
12:00 UTC-3%154K
13:00 UTC-3%167K
14:00 UTC-4%173K
15:00 UTC-2%176K
16:00 UTC-3%171K
17:00 UTC-3%159K
18:00 UTC-2%149K
19:00 UTC-2%141K
20:00 UTC-1%131K
21:00 UTC0%116K
22:00 UTC-2%100K
23:00 UTC-1%90K
Engagement by day of weekSeven bars, one per weekday, Sunday first. Each bar shows how posts published on that day compare with their own authors' median engagement. Bars above the centre line ran higher than the median, bars below ran lower. A marker flags Busiest day: Wednesday.
SunMonTueWedThuFriSat
Above the authors' own mediansBelowScale: plus or minus 111%Busiest day: Wednesday
Show engagement by day of week as a table
Engagement by day of week
DayVs author medianPosts
Sunday+5%393K
Monday+1%483K
Tuesday-2%520K
Wednesday-3%472K
Thursday-2%430K
Friday-3%447K
Saturday+2%393K
See what moves engagement across the whole catalogWhat counts as a good engagement rate at this size

Formats this account uses

Its own posting mix on the left, and what each of those formats does across every account we track on the right. Only formats where the effect clears our publish test appear here, so an empty row is a format we could not measure rather than one that does nothing.

This account's posting mix compared with catalog-wide effects
FormatThis accountCatalog effect95% intervalAccounts behind it
Image or video97% of posts+111%+108% to +115%34K
Outbound link29% of posts-41%-42% to -40%32K
Typical length-+15%+14% to +16%32K
  • 97% of this account's sampled posts carry an image or video. Across the catalog, posts with an image or video run 111% above the same accounts' other posts.
  • 29% of its posts carry a link off X. Across the catalog, posts with an outbound link run 41% below the same accounts' other posts.
  • Its average post runs 358 characters, which falls in the over 280 characters band. Across the catalog, posts over 280 characters run 15% above the same accounts' other posts.

These are catalog-wide differences applied to this account's own posting mix, not a measurement of how each format performs for this account specifically. We keep one median per account, not one per format per account, so the second thing is not something this data can tell you.

Best tweets

  • Aug 26, 2026199x their median

    From the little things we do every day to the big moments that take us places, UPI has become a part of how we move, connect, and pay. UPI: The Payment Language of India. 10 Years of UPI https://t.co/SXgaZlxzd3

    4.3K3101472824M viewsView on X
  • Sep 17, 202615x their median

    MDR on UPI? Let’s clear the air. 🔍 P2P payments remain free. For P2M transactions, zero MDR continues up to ₹2,000, while MDR is applicable to specified merchant transactions above ₹2,000. And importantly, MDR is a merchant-side charge — UPI users are not charged MDR. Swipe through to understand what’s changing, what’s not, and where MDR is applicable. → #UPI #MDR #DigitalPayments

    140611531218K viewsView on X
  • Sep 19, 202612x their median

    UPI continues to remain free for consumers. Person-to-person (P2P) payments remain completely free, while person-to-merchant (P2M) transactions up to ₹2,000 continue with zero MDR. For specified merchant transactions above ₹2,000, MDR is applicable on the merchant side—not to UPI users. UPI MDR helps support the technology, infrastructure and operations needed to keep the UPI ecosystem running smoothly and sustainably. #UPI #NPCI #UPIChalega #DigitalPayments

    163735579.2K viewsView on X
  • Sep 18, 202611x their median

    With ZERO MDR for eligible P2PM merchants, how is eligibility determined? Banks and payment service providers will identify P2PM merchants based on their inward UPI payments. Merchants receiving up to ₹1 lakh per month remain under P2PM. If inward UPI payments exceed ₹1 lakh per month for 3 consecutive months, the merchant is formally transitioned to the P2M category. #UPI #UPIChalega #MDR #DigitalPayments

    1543770815K viewsView on X
  • Sep 17, 202610x their median

    What does UPI MDR look like in numbers? For transactions up to ₹2,000, there is zero MDR — covering around 96% of UPI transactions. For transactions above ₹2,000, UPI MDR is 0.4%, capped at ₹300. #UPI #UPIChalega #DigitalPayments https://t.co/Xo7IQ7rb1m

    1105072915K viewsView on X
  • Sep 20, 20266.7x their median

    For transactions above ₹2,000, specific sectors including railways, telecom services, insurance and fuel have a flat MDR of just ₹5 per transaction, regardless of the transaction amount. #UPI #UPIChalega #MDR #DigitalPayments https://t.co/EcxALJ8Taq

    6932481112K viewsView on X
  • Sep 22, 20265.9x their median

    Certain media reports have alleged that GST on UPI Merchant Discount Rate (MDR) will burden small merchants and make digital payments costly. This is incorrect. MDR applies only to P2M transactions above ₹2,000. Transactions up to ₹2,000 continue to have zero MDR and therefore zero GST impact. Government data indicates that transactions of up to ₹2,000 constitute more than 96% of UPI merchant transaction volume. As a result, the overwhelming majority of UPI payments will not attract MDR and hence no GST on MDR. Further, GST paid on MDR by a merchant will be adjusted against the GST payable on the sale of goods, in the same manner that input taxes are set off against output tax liability. Consequently, merchants do not bear the cost of GST on the MDR amount paid by them. Merchants with monthly UPI receipts of up to ₹1 lakh are not liable to pay MDR and therefore do not even have the issue of GST on MDR. Hence, apprehensions that GST on MDR will impose an additional burden on merchants are misplaced. The overwhelming majority of UPI transactions and small merchants remain unaffected. #UPI #DigitalPayments #DigitalIndia

    642346914K viewsView on X
  • Sep 22, 20265.0x their median

    Today's forecast looks pretty straightforward. Free in the morning. Free in the evening. And still free next week. UPI remains free for customers. #UPI #UPIChalega #MDR #DigitalPayments https://t.co/XzMsjyKyc5

    58184045.7K viewsView on X
  • Sep 17, 20265.0x their median

    Heard of MDR but never quite knew what it meant? Here’s a simple breakdown of the term and its role in digital payments. #UPI #UPIChalega #MDR #DigitalPayments https://t.co/HBrTE1ItDA

    59193836.9K viewsView on X
  • Sep 27, 20264.5x their median

    No need to second-guess your UPI payment. UPI remains free for customers. #UPI #UPIChalega #MDR #DigitalPayments https://t.co/hHPQ1RvmKo

    63123027.2K viewsView on X

Ranked by total interactions across everything we have tracked for this account, which is a longer history than the 30-day window the rates above use. The multiple compares each post to this account's own median.

Recurring topics

#upi#upichalega#digitalpayments#mdr#nfcpayments

The most frequent hashtags in the sampled posts. They describe what this account writes about; they are not a performance signal, and the catalog-wide breakdown on the hub shows how little hashtag count moves.

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Reading these numbers

A typical post picks up 24 interactions against 226K followers, an engagement rate of 0.011%. Measured over 58 original posts, its engagement rate beats 24% of 20,444 tracked accounts of a similar size. That is a reason to look at how the audience behaves - reply depth, saves, whether the followers are recent - rather than a conclusion about it on its own. Posts are seen about 4.2K times each, and 0.566% of those impressions turn into an interaction. That is about 1.88% of the follower count, which is the gap between an audience on paper and an audience in a timeline. Posting runs at about 2.3 posts a day over the last 30 days, with activity on roughly 77% of days. Most posts go out around 14:00 UTC, and Wednesday is the busiest day of the week. Of the 58 posts sampled, 97% carry an image or video and 29% link out. The account's strongest tracked post pulled 4.8K interactions, about 199x its own typical post. Recurring topics include #upi, #upichalega, #digitalpayments.

What is UPI's engagement rate on X?
UPI (@UPI_NPCI) has an engagement rate of 0.011%, based on the median interactions across 58 original posts from the last 30 days against 226,161 followers. Replies, reposts and quote-posts of other people are excluded from that sample.
Is that a good engagement rate?
At 0.011%, UPI sits above the 10th percentile of the 205,261 accounts in this comparison. Those comparison accounts are all large ones, because our scanning cadence is weighted towards big accounts, so this is a ranking among peers of similar scale rather than a ranking across X.
Does @UPI_NPCI have real engagement?
Its engagement rate beats 24% of the tracked X accounts closest to it in follower count (20,444 accounts), which puts it in the bottom quarter for its size group. Ranking inside a size band matters because engagement rate falls as accounts grow, so a raw rate would mostly re-measure the follower count. It is a starting point for a look at follower quality, not a verdict on it.
When does @UPI_NPCI post?
Most posts go out around 14:00 UTC, and Wednesday is its busiest day, at roughly 2.3 posts per day across the measured window.

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