UPI engagement report
@UPI_NPCI - 226K followers on X
Measured over 58 original posts from a 30-day window, last computed on October 1, 2026.
Engagement
A typical post picks up 24 interactions against 226K followers, an engagement rate of 0.011%. Measured over 58 original posts, its engagement rate beats 24% of 20,444 tracked accounts of a similar size. That is a reason to look at how the audience behaves - reply depth, saves, whether the followers are recent - rather than a conclusion about it on its own. Posts are seen about 4.2K times each, and 0.566% of those impressions turn into an interaction. That is about 1.88% of the follower count, which is the gap between an audience on paper and an audience in a timeline. Posting runs at about 2.3 posts a day over the last 30 days, with activity on roughly 77% of days. Most posts go out around 14:00 UTC, and Wednesday is the busiest day of the week. Of the 58 posts sampled, 97% carry an image or video and 29% link out. The account's strongest tracked post pulled 4.8K interactions, about 199x its own typical post. Recurring topics include #upi, #upichalega, #digitalpayments.
Measured over 58 original posts from a 30-day window, last computed on October 1, 2026. Recurring tags: #upi, #upichalega, #digitalpayments.
Compared with accounts its own size
UPI's engagement rate beats 24% of the tracked X accounts closest to it in follower count (20,444 accounts, accounts of similar size (decile 9 of 10)). A percentile is spread evenly by construction, so 50 really is the middle of that group and 90 really is its top tenth.
On engagement per impression rather than per follower it beats 29% of the same group. When those two numbers disagree, the gap is about how far its posts travel rather than how people react to them.
Where this sits in the catalog
At 0.011%, UPI sits above the 10th percentile of the 205,261 accounts in this comparison. That places it in the bottom 25% band, which runs below 0.024%.
Show the percentile table
| Percentile | Engagement rate |
|---|---|
| 10th percentile | 0.004% |
| 25th percentile | 0.024% |
| 50th percentile | 0.143% |
| 75th percentile | 0.678% |
| 90th percentile | 2.55% |
| 99th percentile | 82.4% |
This ruler is the whole measured catalog, not a size-matched group: it shows where the raw rate falls across every account we can measure, all of which are large. For a like-for-like comparison, read the size-band percentile above instead. See how the bands are built
Posting timing
This account posts most often around 14:00 UTC, and Wednesday is its busiest day of the week. The bars below are the catalog-wide pattern, with this account's own busiest slot marked. They do not show how this account performs at each hour: we keep one aggregate per account, not one per hour, so that measurement does not exist in our data.
Show engagement by hour posted, utc as a table
| Hour (UTC) | Vs author median | Posts |
|---|---|---|
| 00:00 UTC | -1% | 89K |
| 01:00 UTC | -2% | 90K |
| 02:00 UTC | -3% | 88K |
| 03:00 UTC | -4% | 94K |
| 04:00 UTC | -5% | 76K |
| 05:00 UTC | -4% | 75K |
| 06:00 UTC | -5% | 86K |
| 07:00 UTC | -5% | 93K |
| 08:00 UTC | -4% | 108K |
| 09:00 UTC | -4% | 124K |
| 10:00 UTC | -3% | 129K |
| 11:00 UTC | -3% | 141K |
| 12:00 UTC | -3% | 154K |
| 13:00 UTC | -3% | 167K |
| 14:00 UTC | -4% | 173K |
| 15:00 UTC | -2% | 176K |
| 16:00 UTC | -3% | 171K |
| 17:00 UTC | -3% | 159K |
| 18:00 UTC | -2% | 149K |
| 19:00 UTC | -2% | 141K |
| 20:00 UTC | -1% | 131K |
| 21:00 UTC | 0% | 116K |
| 22:00 UTC | -2% | 100K |
| 23:00 UTC | -1% | 90K |
Show engagement by day of week as a table
| Day | Vs author median | Posts |
|---|---|---|
| Sunday | +5% | 393K |
| Monday | +1% | 483K |
| Tuesday | -2% | 520K |
| Wednesday | -3% | 472K |
| Thursday | -2% | 430K |
| Friday | -3% | 447K |
| Saturday | +2% | 393K |
Formats this account uses
Its own posting mix on the left, and what each of those formats does across every account we track on the right. Only formats where the effect clears our publish test appear here, so an empty row is a format we could not measure rather than one that does nothing.
| Format | This account | Catalog effect | 95% interval | Accounts behind it |
|---|---|---|---|---|
| Image or video | 97% of posts | +111% | +108% to +115% | 34K |
| Outbound link | 29% of posts | -41% | -42% to -40% | 32K |
| Typical length | - | +15% | +14% to +16% | 32K |
- 97% of this account's sampled posts carry an image or video. Across the catalog, posts with an image or video run 111% above the same accounts' other posts.
- 29% of its posts carry a link off X. Across the catalog, posts with an outbound link run 41% below the same accounts' other posts.
- Its average post runs 358 characters, which falls in the over 280 characters band. Across the catalog, posts over 280 characters run 15% above the same accounts' other posts.
These are catalog-wide differences applied to this account's own posting mix, not a measurement of how each format performs for this account specifically. We keep one median per account, not one per format per account, so the second thing is not something this data can tell you.
Best tweets
- Aug 26, 2026199x their median
From the little things we do every day to the big moments that take us places, UPI has become a part of how we move, connect, and pay. UPI: The Payment Language of India. 10 Years of UPI https://t.co/SXgaZlxzd3
- Sep 17, 202615x their median
MDR on UPI? Let’s clear the air. 🔍 P2P payments remain free. For P2M transactions, zero MDR continues up to ₹2,000, while MDR is applicable to specified merchant transactions above ₹2,000. And importantly, MDR is a merchant-side charge — UPI users are not charged MDR. Swipe through to understand what’s changing, what’s not, and where MDR is applicable. → #UPI #MDR #DigitalPayments
- Sep 19, 202612x their median
UPI continues to remain free for consumers. Person-to-person (P2P) payments remain completely free, while person-to-merchant (P2M) transactions up to ₹2,000 continue with zero MDR. For specified merchant transactions above ₹2,000, MDR is applicable on the merchant side—not to UPI users. UPI MDR helps support the technology, infrastructure and operations needed to keep the UPI ecosystem running smoothly and sustainably. #UPI #NPCI #UPIChalega #DigitalPayments
- Sep 18, 202611x their median
With ZERO MDR for eligible P2PM merchants, how is eligibility determined? Banks and payment service providers will identify P2PM merchants based on their inward UPI payments. Merchants receiving up to ₹1 lakh per month remain under P2PM. If inward UPI payments exceed ₹1 lakh per month for 3 consecutive months, the merchant is formally transitioned to the P2M category. #UPI #UPIChalega #MDR #DigitalPayments
- Sep 17, 202610x their median
What does UPI MDR look like in numbers? For transactions up to ₹2,000, there is zero MDR — covering around 96% of UPI transactions. For transactions above ₹2,000, UPI MDR is 0.4%, capped at ₹300. #UPI #UPIChalega #DigitalPayments https://t.co/Xo7IQ7rb1m
- Sep 20, 20266.7x their median
For transactions above ₹2,000, specific sectors including railways, telecom services, insurance and fuel have a flat MDR of just ₹5 per transaction, regardless of the transaction amount. #UPI #UPIChalega #MDR #DigitalPayments https://t.co/EcxALJ8Taq
- Sep 22, 20265.9x their median
Certain media reports have alleged that GST on UPI Merchant Discount Rate (MDR) will burden small merchants and make digital payments costly. This is incorrect. MDR applies only to P2M transactions above ₹2,000. Transactions up to ₹2,000 continue to have zero MDR and therefore zero GST impact. Government data indicates that transactions of up to ₹2,000 constitute more than 96% of UPI merchant transaction volume. As a result, the overwhelming majority of UPI payments will not attract MDR and hence no GST on MDR. Further, GST paid on MDR by a merchant will be adjusted against the GST payable on the sale of goods, in the same manner that input taxes are set off against output tax liability. Consequently, merchants do not bear the cost of GST on the MDR amount paid by them. Merchants with monthly UPI receipts of up to ₹1 lakh are not liable to pay MDR and therefore do not even have the issue of GST on MDR. Hence, apprehensions that GST on MDR will impose an additional burden on merchants are misplaced. The overwhelming majority of UPI transactions and small merchants remain unaffected. #UPI #DigitalPayments #DigitalIndia
- Sep 22, 20265.0x their median
Today's forecast looks pretty straightforward. Free in the morning. Free in the evening. And still free next week. UPI remains free for customers. #UPI #UPIChalega #MDR #DigitalPayments https://t.co/XzMsjyKyc5
- Sep 17, 20265.0x their median
Heard of MDR but never quite knew what it meant? Here’s a simple breakdown of the term and its role in digital payments. #UPI #UPIChalega #MDR #DigitalPayments https://t.co/HBrTE1ItDA
- Sep 27, 20264.5x their median
No need to second-guess your UPI payment. UPI remains free for customers. #UPI #UPIChalega #MDR #DigitalPayments https://t.co/hHPQ1RvmKo
Ranked by total interactions across everything we have tracked for this account, which is a longer history than the 30-day window the rates above use. The multiple compares each post to this account's own median.
Recurring topics
The most frequent hashtags in the sampled posts. They describe what this account writes about; they are not a performance signal, and the catalog-wide breakdown on the hub shows how little hashtag count moves.
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Reading these numbers
A typical post picks up 24 interactions against 226K followers, an engagement rate of 0.011%. Measured over 58 original posts, its engagement rate beats 24% of 20,444 tracked accounts of a similar size. That is a reason to look at how the audience behaves - reply depth, saves, whether the followers are recent - rather than a conclusion about it on its own. Posts are seen about 4.2K times each, and 0.566% of those impressions turn into an interaction. That is about 1.88% of the follower count, which is the gap between an audience on paper and an audience in a timeline. Posting runs at about 2.3 posts a day over the last 30 days, with activity on roughly 77% of days. Most posts go out around 14:00 UTC, and Wednesday is the busiest day of the week. Of the 58 posts sampled, 97% carry an image or video and 29% link out. The account's strongest tracked post pulled 4.8K interactions, about 199x its own typical post. Recurring topics include #upi, #upichalega, #digitalpayments.
- What is UPI's engagement rate on X?
- UPI (@UPI_NPCI) has an engagement rate of 0.011%, based on the median interactions across 58 original posts from the last 30 days against 226,161 followers. Replies, reposts and quote-posts of other people are excluded from that sample.
- Is that a good engagement rate?
- At 0.011%, UPI sits above the 10th percentile of the 205,261 accounts in this comparison. Those comparison accounts are all large ones, because our scanning cadence is weighted towards big accounts, so this is a ranking among peers of similar scale rather than a ranking across X.
- Does @UPI_NPCI have real engagement?
- Its engagement rate beats 24% of the tracked X accounts closest to it in follower count (20,444 accounts), which puts it in the bottom quarter for its size group. Ranking inside a size band matters because engagement rate falls as accounts grow, so a raw rate would mostly re-measure the follower count. It is a starting point for a look at follower quality, not a verdict on it.
- When does @UPI_NPCI post?
- Most posts go out around 14:00 UTC, and Wednesday is its busiest day, at roughly 2.3 posts per day across the measured window.