Personal Finance engagement report
@ftmoney - 92K followers on X
Measured over 40 original posts from a 30-day window, last computed on August 27, 2026.
Engagement
A typical post picks up 1 interaction against 92K followers, an engagement rate of 0.001%. Measured over 40 original posts, its engagement rate beats 4% of 4,104 tracked accounts of a similar size. That is a reason to look at how the audience behaves - reply depth, saves, whether the followers are recent - rather than a conclusion about it on its own. Posts are seen about 1.4K times each, and 0.069% of those impressions turn into an interaction. That is about 1.57% of the follower count, which is the gap between an audience on paper and an audience in a timeline. Posting runs at about 1.3 post a day over the last 30 days, with activity on roughly 73% of days. Most posts go out around 04:00 UTC, and Friday is the busiest day of the week. Of the 40 posts sampled, 100% link out. The account's strongest tracked post pulled 7 interactions, about 7.0x its own typical post.
Measured over 40 original posts from a 30-day window, last computed on August 27, 2026.
Compared with accounts its own size
Personal Finance's engagement rate beats 4% of the tracked X accounts closest to it in follower count (4,104 accounts, accounts of similar size (decile 5 of 10)). A percentile is spread evenly by construction, so 50 really is the middle of that group and 90 really is its top tenth.
On engagement per impression rather than per follower it beats 4% of the same group. When those two numbers disagree, the gap is about how far its posts travel rather than how people react to them.
Where this sits in the catalog
At 0.001%, Personal Finance sits below the 10th percentile of the 39,683 accounts in this comparison. That places it in the bottom 25% band, which runs below 0.013%.
Show the percentile table
| Percentile | Engagement rate |
|---|---|
| 10th percentile | 0.002% |
| 25th percentile | 0.013% |
| 50th percentile | 0.082% |
| 75th percentile | 0.442% |
| 90th percentile | 2.09% |
| 99th percentile | 149.3% |
This ruler is the whole measured catalog, not a size-matched group: it shows where the raw rate falls across every account we can measure, all of which are large. For a like-for-like comparison, read the size-band percentile above instead. See how the bands are built
Posting timing
This account posts most often around 04:00 UTC, and Friday is its busiest day of the week. The bars below are the catalog-wide pattern, with this account's own busiest slot marked. They do not show how this account performs at each hour: we keep one aggregate per account, not one per hour, so that measurement does not exist in our data.
Show engagement by hour posted, utc as a table
| Hour (UTC) | Vs author median | Posts |
|---|---|---|
| 00:00 UTC | -1% | 55K |
| 01:00 UTC | -2% | 56K |
| 02:00 UTC | -4% | 55K |
| 03:00 UTC | -4% | 58K |
| 04:00 UTC | -6% | 47K |
| 05:00 UTC | -4% | 46K |
| 06:00 UTC | -5% | 53K |
| 07:00 UTC | -5% | 57K |
| 08:00 UTC | -4% | 66K |
| 09:00 UTC | -4% | 76K |
| 10:00 UTC | -3% | 79K |
| 11:00 UTC | -3% | 85K |
| 12:00 UTC | -2% | 94K |
| 13:00 UTC | -3% | 103K |
| 14:00 UTC | -3% | 106K |
| 15:00 UTC | -1% | 109K |
| 16:00 UTC | -3% | 106K |
| 17:00 UTC | -2% | 99K |
| 18:00 UTC | -1% | 92K |
| 19:00 UTC | -2% | 87K |
| 20:00 UTC | -1% | 81K |
| 21:00 UTC | -1% | 72K |
| 22:00 UTC | -1% | 62K |
| 23:00 UTC | -2% | 56K |
Show engagement by day of week as a table
| Day | Vs author median | Posts |
|---|---|---|
| Sunday | +5% | 246K |
| Monday | +1% | 315K |
| Tuesday | -3% | 330K |
| Wednesday | -3% | 278K |
| Thursday | -2% | 256K |
| Friday | -3% | 267K |
| Saturday | +3% | 240K |
Best tweets
- Aug 7, 20267.0x their median
The Argentine ranch where tech CEOs plan to ride out the apocalypse https://t.co/pRfeCaOWD8
- Aug 19, 20263.0x their median
Should I sign a prenup to protect family assets? https://t.co/nv4OCPyDRw
- Aug 16, 20263.0x their median
Reform UK vows to block foreign nationals from claiming benefits if it wins power https://t.co/bQkMAZ8KPG
- Aug 11, 20263.0x their median
Chinese robot maker’s IPO 5,500 times oversubscribed by retail investors https://t.co/HwYBKDwLiU
- Aug 7, 20263.0x their median
UK housing market in ‘suspended animation’ https://t.co/hxhofen79T
- Aug 26, 20262.0x their median
Ignore Jane Austen, income investing has big drawbacks https://t.co/QJocBEoeXx
- Aug 17, 20262.0x their median
The new AI super-rich are reshaping the market for jets, yachts and cars https://t.co/WTMiOt4DgB
- Aug 14, 20262.0x their median
Mortgage costs pushed higher by US stand-off with Iran https://t.co/FzzD6mF3nj
- Aug 9, 20262.0x their median
US social security could soon be insolvent https://t.co/z1KQkmhpcN
- Aug 1, 20262.0x their median
Surging UK stocks prompt flurry of trades on investment platforms https://t.co/DhrI7495N7
Ranked by total interactions across everything we have tracked for this account, which is a longer history than the 30-day window the rates above use. The multiple compares each post to this account's own median.
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Reading these numbers
A typical post picks up 1 interaction against 92K followers, an engagement rate of 0.001%. Measured over 40 original posts, its engagement rate beats 4% of 4,104 tracked accounts of a similar size. That is a reason to look at how the audience behaves - reply depth, saves, whether the followers are recent - rather than a conclusion about it on its own. Posts are seen about 1.4K times each, and 0.069% of those impressions turn into an interaction. That is about 1.57% of the follower count, which is the gap between an audience on paper and an audience in a timeline. Posting runs at about 1.3 post a day over the last 30 days, with activity on roughly 73% of days. Most posts go out around 04:00 UTC, and Friday is the busiest day of the week. Of the 40 posts sampled, 100% link out. The account's strongest tracked post pulled 7 interactions, about 7.0x its own typical post.
- What is Personal Finance's engagement rate on X?
- Personal Finance (@ftmoney) has an engagement rate of 0.001%, based on the median interactions across 40 original posts from the last 30 days against 91,846 followers. Replies, reposts and quote-posts of other people are excluded from that sample.
- Is that a good engagement rate?
- At 0.001%, Personal Finance sits below the 10th percentile of the 39,683 accounts in this comparison. Those comparison accounts are all large ones, because our scanning cadence is weighted towards big accounts, so this is a ranking among peers of similar scale rather than a ranking across X.
- Does @ftmoney have real engagement?
- Its engagement rate beats 4% of the tracked X accounts closest to it in follower count (4,104 accounts), which puts it in the bottom 10% for its size group. Ranking inside a size band matters because engagement rate falls as accounts grow, so a raw rate would mostly re-measure the follower count. It is a starting point for a look at follower quality, not a verdict on it.
- When does @ftmoney post?
- Most posts go out around 04:00 UTC, and Friday is its busiest day, at roughly 1.33 posts per day across the measured window.