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Personal Finance engagement report

@ftmoney - 92K followers on X

Measured over 40 original posts from a 30-day window, last computed on August 27, 2026.

Engagement

Bottom 10% for its size
Per follower
0.001%
of 92K followers
Per impression
0.069%
1.4K views on a typical post
Reach
1.57%
of its followers see a post
Typical post
1
interactions (median)
Saved
0%
0 bookmarks on a typical post
Posting rate
1.33/day
active 73% of days
Peak time
04:00 UTC
Friday

A typical post picks up 1 interaction against 92K followers, an engagement rate of 0.001%. Measured over 40 original posts, its engagement rate beats 4% of 4,104 tracked accounts of a similar size. That is a reason to look at how the audience behaves - reply depth, saves, whether the followers are recent - rather than a conclusion about it on its own. Posts are seen about 1.4K times each, and 0.069% of those impressions turn into an interaction. That is about 1.57% of the follower count, which is the gap between an audience on paper and an audience in a timeline. Posting runs at about 1.3 post a day over the last 30 days, with activity on roughly 73% of days. Most posts go out around 04:00 UTC, and Friday is the busiest day of the week. Of the 40 posts sampled, 100% link out. The account's strongest tracked post pulled 7 interactions, about 7.0x its own typical post.

Measured over 40 original posts from a 30-day window, last computed on August 27, 2026.

Compared with accounts its own size

Personal Finance's engagement rate beats 4% of the tracked X accounts closest to it in follower count (4,104 accounts, accounts of similar size (decile 5 of 10)). A percentile is spread evenly by construction, so 50 really is the middle of that group and 90 really is its top tenth.

On engagement per impression rather than per follower it beats 4% of the same group. When those two numbers disagree, the gap is about how far its posts travel rather than how people react to them.

Where this sits in the catalog

At 0.001%, Personal Finance sits below the 10th percentile of the 39,683 accounts in this comparison. That places it in the bottom 25% band, which runs below 0.013%.

p100.002%
p250.013%
p50 (median)0.082%
p750.442%
p902.09%
p99149.3%
Engagement rate as a share of followers, across the 39,683 accounts we have scanned enough to measure. The axis is logarithmic, because the top and bottom of this population are about 93,337 times apart and a linear axis would flatten everything below the median into a single point.
Show the percentile table
Engagement rate percentiles
PercentileEngagement rate
10th percentile0.002%
25th percentile0.013%
50th percentile0.082%
75th percentile0.442%
90th percentile2.09%
99th percentile149.3%

This ruler is the whole measured catalog, not a size-matched group: it shows where the raw rate falls across every account we can measure, all of which are large. For a like-for-like comparison, read the size-band percentile above instead. See how the bands are built

Posting timing

This account posts most often around 04:00 UTC, and Friday is its busiest day of the week. The bars below are the catalog-wide pattern, with this account's own busiest slot marked. They do not show how this account performs at each hour: we keep one aggregate per account, not one per hour, so that measurement does not exist in our data.

Engagement by hour posted, UTCTwenty-four bars, one per UTC hour. Each bar shows how posts published in that hour compare with their own authors' median engagement. Bars above the centre line ran higher than the median, bars below ran lower. A marker flags Busiest hour: 04:00 UTC.
0003060912151821
Above the authors' own mediansBelowScale: plus or minus 6%Busiest hour: 04:00 UTC
Show engagement by hour posted, utc as a table
Engagement by hour posted, UTC
Hour (UTC)Vs author medianPosts
00:00 UTC-1%55K
01:00 UTC-2%56K
02:00 UTC-4%55K
03:00 UTC-4%58K
04:00 UTC-6%47K
05:00 UTC-4%46K
06:00 UTC-5%53K
07:00 UTC-5%57K
08:00 UTC-4%66K
09:00 UTC-4%76K
10:00 UTC-3%79K
11:00 UTC-3%85K
12:00 UTC-2%94K
13:00 UTC-3%103K
14:00 UTC-3%106K
15:00 UTC-1%109K
16:00 UTC-3%106K
17:00 UTC-2%99K
18:00 UTC-1%92K
19:00 UTC-2%87K
20:00 UTC-1%81K
21:00 UTC-1%72K
22:00 UTC-1%62K
23:00 UTC-2%56K
Engagement by day of weekSeven bars, one per weekday, Sunday first. Each bar shows how posts published on that day compare with their own authors' median engagement. Bars above the centre line ran higher than the median, bars below ran lower. A marker flags Busiest day: Friday.
SunMonTueWedThuFriSat
Above the authors' own mediansBelowScale: plus or minus 5%Busiest day: Friday
Show engagement by day of week as a table
Engagement by day of week
DayVs author medianPosts
Sunday+5%246K
Monday+1%315K
Tuesday-3%330K
Wednesday-3%278K
Thursday-2%256K
Friday-3%267K
Saturday+3%240K
See what moves engagement across the whole catalogWhat counts as a good engagement rate at this size

Best tweets

  • Aug 7, 20267.0x their median

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    Should I sign a prenup to protect family assets? https://t.co/nv4OCPyDRw

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  • Aug 16, 20263.0x their median

    Reform UK vows to block foreign nationals from claiming benefits if it wins power https://t.co/bQkMAZ8KPG

    10201.9K viewsView on X
  • Aug 11, 20263.0x their median

    Chinese robot maker’s IPO 5,500 times oversubscribed by retail investors https://t.co/HwYBKDwLiU

    10111.2K viewsView on X
  • Aug 7, 20263.0x their median

    UK housing market in ‘suspended animation’ https://t.co/hxhofen79T

    02101.4K viewsView on X
  • Aug 26, 20262.0x their median

    Ignore Jane Austen, income investing has big drawbacks https://t.co/QJocBEoeXx

    10011.8K viewsView on X
  • Aug 17, 20262.0x their median

    The new AI super-rich are reshaping the market for jets, yachts and cars https://t.co/WTMiOt4DgB

    20001.4K viewsView on X
  • Aug 14, 20262.0x their median

    Mortgage costs pushed higher by US stand-off with Iran https://t.co/FzzD6mF3nj

    20001.6K viewsView on X
  • Aug 9, 20262.0x their median

    US social security could soon be insolvent https://t.co/z1KQkmhpcN

    20002.2K viewsView on X
  • Aug 1, 20262.0x their median

    Surging UK stocks prompt flurry of trades on investment platforms https://t.co/DhrI7495N7

    11001.5K viewsView on X

Ranked by total interactions across everything we have tracked for this account, which is a longer history than the 30-day window the rates above use. The multiple compares each post to this account's own median.

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Reading these numbers

A typical post picks up 1 interaction against 92K followers, an engagement rate of 0.001%. Measured over 40 original posts, its engagement rate beats 4% of 4,104 tracked accounts of a similar size. That is a reason to look at how the audience behaves - reply depth, saves, whether the followers are recent - rather than a conclusion about it on its own. Posts are seen about 1.4K times each, and 0.069% of those impressions turn into an interaction. That is about 1.57% of the follower count, which is the gap between an audience on paper and an audience in a timeline. Posting runs at about 1.3 post a day over the last 30 days, with activity on roughly 73% of days. Most posts go out around 04:00 UTC, and Friday is the busiest day of the week. Of the 40 posts sampled, 100% link out. The account's strongest tracked post pulled 7 interactions, about 7.0x its own typical post.

What is Personal Finance's engagement rate on X?
Personal Finance (@ftmoney) has an engagement rate of 0.001%, based on the median interactions across 40 original posts from the last 30 days against 91,846 followers. Replies, reposts and quote-posts of other people are excluded from that sample.
Is that a good engagement rate?
At 0.001%, Personal Finance sits below the 10th percentile of the 39,683 accounts in this comparison. Those comparison accounts are all large ones, because our scanning cadence is weighted towards big accounts, so this is a ranking among peers of similar scale rather than a ranking across X.
Does @ftmoney have real engagement?
Its engagement rate beats 4% of the tracked X accounts closest to it in follower count (4,104 accounts), which puts it in the bottom 10% for its size group. Ranking inside a size band matters because engagement rate falls as accounts grow, so a raw rate would mostly re-measure the follower count. It is a starting point for a look at follower quality, not a verdict on it.
When does @ftmoney post?
Most posts go out around 04:00 UTC, and Friday is its busiest day, at roughly 1.33 posts per day across the measured window.

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